Lake Country Community Legal Clinic

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Canada Pension Plan (CPP) -
Old Age Security (OAS)

Canada Pension Plan Disability

The Canada Pension Plan (CPP) is a benefit plan for workers.  Workers who pay into the plan might get a disability pension if they can no longer work because of a disability.  The amount of the pension depends on the pension credits the contributor earned while working.  Pension credits are based on contributions.

To be entitled to a CPP disability pension you must have enough pension credits and be found to have a disability that is severe and prolonged.

Severe usually means that your disability prevents you from earning more than a small amount of income from work.  Your disability can be physical, mental or both.

Prolonged means that your disability is likely to last for a long and unknown amount of time, or to eventually cause death.

  • Did you apply for benefits and have been denied?
  • Have you requested a "Reconsideration" of a decision and been denied?
  • Do you have questions about survivor's benefits?
  • Do you have questions about the child rearing drop out provisions?

Call the Legal Clinic for Assistance.

Canada Pension Plan Retirement & Old Age Security

  • Call the Legal Clinic if you are have questions or concerns with your Canada Pension Plan (Retirement) or Old Age Security Benefits.